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-   -   Insurance renewal (/showthread.php?t=8037)

baylissboy 07-Jun-2004 14:49

Insurance renewal
 
My insurance renewal is fast approaching(oh dear),so i thought i'd try to support those who advertise in Pronto!

Rang Ducati insurance first,very helpful,they could accomidate all my requests ie protected no claims,modified bikes,two bikes on one policy & high value bikes!!
Good quote too!!
Then rang V2 Ducati,oh dear!! They would't do protected no claims as bike insurance is more "expensive" than car insurance & they wouldn't quote as both bikes have Termi's fitted!!

Don't suppose they insure many Dukes then?:mad:

pj748r 14-Jun-2004 15:49

Try Premium Choice on 0121 382 8384,they covered me fully comp,with Ti Termis,Euro Cover,breakdown etc at a very competitive price,so needless to say they got my buisness.Hope this helps

PJ

baylissboy 15-Jun-2004 11:03

Thanks PJ,i'll give em a bell!!

ducatisps 16-Jun-2004 01:15

Premium Choice are one of the sponsors of Insure My Ducati - hope they can sort your requirements!

baylissboy 16-Jun-2004 11:36

pj748r

The telephone number you gave me is a fax number,have you got another number for them please?

ducatisps

I've used the link to insuremyducati but there's a long winded form to fill in,as both my bikes are well modified i would be here all day! Is there a telephone number? I would prefer to talk to a real live person!

Thanks to both of you!!

baylissboy 16-Jun-2004 11:57

pj748r

I've just looked at one of your earlier posts,got the number now!!

Just spoke to them,waiting for them to come back with a quote!!

bradders 16-Jun-2004 22:19

they did my ins for a 'proper' price, not pie in the sky rates, so I'm sure youll be pleased

baylissboy 17-Jun-2004 14:20

Not having much joy guys!!

Had a couple of reasonable quotes,but when pushed on expected payout, should the worst happen,i would get "market value".I'm confused has to how you work out what "market value" is on a modified,limited edition bike?

I was told that i would get the price of a standard bike,they wouldn't allow any extra for the replacement of any of the extras!!

It seems unfair that the companies load your premium because of the extras,but won't pay out to replace the extras if the worst happens!!

The only company i've found that would give an "agreed value" is Carole Nash,they want photos & receipts to back up my valuation! Thats not a problem,as i can to that,but why don't other companies do that? At the end of the day all i want is a fair price for my bikes if they are lost/distroyed!! I don't mind paying a higher premium to cover my bikes as long as they are covered correctly!!:puzzled:

NBs996 17-Jun-2004 16:40

BB, I can't find the number for Insuremyducati, but if you fill out the form and put something like "lots" in the modifications section then a nice chap called Ronnie will give you a ring.

But beware, he'll talk your ear off cos he seems to like bikes!!!

Also, ronnie told me that all the shiney bits are covered like-for-like.

baylissboy 17-Jun-2004 17:32

NBs996

Thanks,i'll give that a go!!


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