qucik insurance advice needed
 

i know this should be in the insurance section but i need a quick answer and im hoping you guys can help

my mate has won a hm plant race rep cbr6rr which he is having difficutly in insuring. he is being charged the extra on the premium for the race scheme but has been told in the event of an off that they will only repair his bike with standard panels and not matching race work, this is obviously a big concern and gripe as why pay the extra when the bike snot fully covered.. hes tried a few companies and its all a simialir story. what do you guys with the new fila reps/monstermob reps do for your insurance or are you unsure of how you'd be covered in the event of a a nasty off.hes getting really niggly about it and on about selling the cbr and sticking with his tatty old r6, only problem isneeds to get it sorted quick as were off to france on thursday for the gp

any help and recommended companies welcome. cheers

the reason is because the paint scheme increases the theft risk as it potentially in the eyes of the insurers makes it more desirable.

its the same with most "non factory" paint schemes, in the event of a claim he'll get a standard panel(s) and would need to get them painted at his expense.

HTH

cheers dibs, i guess that both bikes will be up for sale when we get back from le mans then

Access Underwriting allow £500 additional on a paintwork warranty to go towards restoring a special paint scheme which has been declared.