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Old 23-Aug-2005, 13:02
ducatisps ducatisps is offline
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The thing to remember is that insurance has many rating factors. Most insurers, in addition to their no claims discount, also have loadings for claims experience depending on the circumstances and time. However when you consider the amount of discount a no claims bonus gives, it is worth taking protected bonus.

Just as an aside Access Underwriting at insuremyducati offer guaranteed bonus from one years bonus up to full bonus - so your discount will remain at the full level no matter how many claims you make.
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