Ok here's the scoop... I had 2 years no claims... no garage... London address, and a Ban for speeding... so things are stacked up against me to say the least!
I was getting inital quotes of £900-1300 3rd party Fire & Theft!!! and £1200-Won't Quote for Fully comp!!!
Cutting to the chase I now insure 2bikes Fully comprehensive, with a tiny excess, breakdown cover, 3rd party other bikes, Euro Cover and legal insurance for a tad over £400... not bad egh!
Our household also has to insure a Modded Coupe 20v Turbo (got this down to £450 from £1700!!) and a 206GTi (got this down to £370 from £900)... and with some jiggery pokery we have saved best part of £2k in poxy insurances this year...
So if the question is is it worth doing...
Well it worked for me big time.. (and quite a few of my mates now also!)