This may sound a bit odd, but I am not too fussed onthe financial side if I die as I knwo there is more than enough in my estate to sort everything out and make a few people better off. What I do have is a critical illness and accident policy. This basically means that if I am crippled etc that there is money there to pay for a decent nursing provision so no one has to feel guilty about not wanting to look after me. I would never want someone to have to worry about my care if I became incapacitated. It might sound a bit pessimistic, but I fully accept the dangers in my life and want to protect those close to me from having to deal with the fallout of my adrenalin habit. |