| Another issue that raised its ugly head a couple of years ago for a friend of mine:
He had an automatic renewal of his insurance through his broker, and his cover included riding other bikes with the owners permission. However, he found out when stopped by the police, riding a friend's bike, that the level of cover had changed at the last renewal such that he was no longer covered to ride other bikes - and he had not been informed!
After a lenghty explanation in court the magistrates believed his innocence (largely helped when he disclosed what he paid annually in insurance to cover his house, business, cars & bikes!). The police on the other hand were hell bent on a conviction, even though he was not stopped for any particular offence - only a "desire to inform the public of road safety issues"!
Beware unannounced changes in your insurance cover - particularly if, like me, your cover is renewed automatically unless you contact the broker....... |