Ratchet,
Would that be the yellow ST4s in Perth Motorcycles you are looking at?
I had a test drive of an ST4 they were selling last spring. They had the £3000 excess so like Henry I rode it verty carefully indeed. In the event I didn't buy the bike. It was a 99 with 14K on it and they were asking £3,200 and offered a miserly £1500 for my SS. In March I bought my 03 ST4s ABS with 1,000 mikes on it for £5K and sold the SS privately for £2k. I'm glad I waited.
The ST4s is all I expected it to be and a fantastic bike. They don't come with panniers as standard in the UK but I got a set off Henry
(Hope you had a good time up here Henry, pity we didn't meet up)
Is this the bike here?