So are there actually any insurers who WILL replace the modifications?
I only want TPFT - if my wheels and forks wont be replaced like for like I don't see the point in telling them - OK so I won't be covered if they find out, but if the bikes been nicked how they gonna know it had ohlins and mag wheels fitted?
FFS in the car world you can get extra cover for your wheels, in-car entertainment etc, so there is NO excuse for not providing cover for mods to motorbikes
