| Check the small print
I don't know if it's common knowledge, but it wasn't for me until a nice lady a Ducati Insurance told me. Ducati insurance and several others do not give cover to your bike if it is within 2 miles of your house. Therefore, summers afternoon, just washed and polished your bike on the drive, go inside to get your gear on and come outside to find said bike gone, then find out you are not covered. Small print says the bike has to be in locked garage at all times when at home address.
I'm currently with Benetts which says bike has to be in the garage between 10pm and 6am, which I think is reasonable.
If all this has been said before, apologies, but it is worth knowing | 
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