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Alarms and Related Security
For the discussion of Alarms, Immobilisers, Trackers, Locks, Ground Anchors and other forms of motorcycle security.
 
 
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  #1  
Old 21-Jun-2006, 19:58
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Glyn Glyn is offline
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alarms and insurance

how much discount do you get on a policy for having an alarm on your bike
any one know
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  #2  
Old 21-Jun-2006, 20:35
wogger wogger is offline
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Don't get conned by that one...........Bennetts said I should fit one of THEIR approved alarms to the numptystrada, cost about 300 squid, and when they worked it out it would have saved me about a tenner, shop around, one of the best at the moment seems to be online at Ebike.
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Old 21-Jun-2006, 21:18
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DSC Member Jools Jools is offline
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Don't know how much discount but be careful when you compare quotes. I tried eBike and they came in about £30 cheaper than my renewal quote from Ducati Insurance - but when you take in the fact that with eBike the compulsory excess was well over double the DI deal then I would instantly be out of pocket by several hundred quid if I make a claim. Got protected no claims with DI as well.


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Old 21-Jun-2006, 23:24
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jeff st4s jeff st4s is offline
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An alarm may cost £300 and you will save 10% ie £30 if your lucky off your premium. That's how much Ducati Insurance knocked off my premium.
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Old 21-Jun-2006, 23:26
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bradders bradders is offline
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more a questin of who will insure and at what cost if yiou dont have one fitted..depending on where you live of course. Altho I'd say not fitted on an ST is more insurable than a 999
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Old 22-Jun-2006, 08:19
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Glyn mate - don't forget they are a complete pain in the arse, especially the immobiliser part of them Personally I'm much happier with a big chain and ground anchor
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Old 22-Jun-2006, 10:18
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jeff st4s jeff st4s is offline
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Quote:
Originally Posted by bradders
more a questin of who will insure and at what cost if yiou dont have one fitted..depending on where you live of course. Altho I'd say not fitted on an ST is more insurable than a 999

One hopes your making a factual statement rather than mud slinging, I would hate to have to suggest pistols at dawn you cad
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Old 02-Jul-2006, 12:47
n16elc n16elc is offline
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There is no such thing as an insurance discount for a security product. Your claims experience, age and location will dictate your policy cost. If you feel your circumstances are such, that you need an alarm buy one.
One the other hand if your insurance company specifies policy conditions where you must have an alarm, or if you tell them you have one, and you have not yet bought it, youre not actually insured.
Any discount you negotiate is only to get your buisness, not because of the alarm.

Last edited by n16elc : 02-Jul-2006 at 12:53.
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  #9  
Old 06-Jul-2006, 13:02
ducatisps ducatisps is offline
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Quote:
Originally Posted by n16elc
There is no such thing as an insurance discount for a security product. Any discount you negotiate is only to get your buisness, not because of the alarm.

Interesting post. Where do you work? I work in the insurance industry and currently underwrite sports motorcycle insurance. If you would like to get in touch I can hopefully put you right on your assertions because there are plenty of insurers who have a discount built in if the alarm box is ticked. This is regardless of whether they want one because of the theft experience, value of bike or area in which it is garaged. You can check the effects on security discounts by playing on our internet quote site at https://www.accessquotes.co.uk/BikeQuote.aspx
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