Insurance for specials and trackbikes??
I have been with eBike insurance for a while and my renewal for the ST4s is about £170 (TPFT) which I believe is reasonable in London.
I am trying to add a heavily modified SPS Foggy to this now as I am close to complete the bike and price is rocketing to £1300 FPFT logging only a value of £10,000 for the bike (anyhow, most of the parts are priceless, so whatever the amount really).
The bike has tuned motor, 54mm termis, race forks and shock, 10 spoke wheels, full carbon bodywork, corse tank, corse airbox, bored injectors, monoblock brembos, longer swingarm, etc.
Any idea where I should knock with such a bike?
There is the catch that obviously the ST4s is the workhorse used everyday. The 996 would be used very occasionally for the Sunday shake down ... but yet multibike policies force you to log Commuting for all bikes.
Next problem is that I have a 998s as well which is even more modified. Basically RS chassis with the lot, bored to 1038, Nemesis, etc.
Not to be used on the road, track only.
No point in loading the policy anymore and I am after a Fire and Theft insurance only for this one with value around £20,000.
Any idea where I should go??
Any advice welcome to save me phoning around and finding after 15min into the call that they don't really like modified bikes...