Agree with twpd here. My 750ie Sport saw continuous action for three years, all year, all weather. The finish suffered terribly, despite spraying Scott Protector on it and hosing it down after salty roads; I feel horribly guilty at treating a Ducati that way. A cheap hack is the only way forward here, get one and, if you can afford it, get a nice M620 for playing. London roads are a harsh playground for any nice bike.
O0ps, forgot - more importantly, welcome to the DSC. A double Jack Daniels for me, might make my poorly foot feel better!