Ducati Sporting Club
Home Calendar Gallery Membership Online Shop DSC Blogs Extras
Go Back   Ducati Sporting Club > General > Insurance
Reload this Page Personal cover, a question? For if the worst happens...
Forum Home Register FAQ Search Forum Recent Posts Mark Forums Read

Reply
 
Thread Tools Search this Thread Display Modes
  #1  
Old 18-Nov-2004, 02:13 PM
Iconic944ss's Avatar
DSC Member Iconic944ss Iconic944ss is offline
DSC Webteam
Webteam
WSB Hero
Bikes: 1993 - 944ss / Aprilia Falco / ST4S
 
Posts: 7,759
Join Date: Oct 2002
Personal cover, a question? For if the worst happens...

A very relavant post by guest1 (re: Biker Down RIP) set me thinking....

If the worst came to the worst and I was killed either on track or riding on the road, would my family be financially protected???

Having a young daughter now I think I need to look bit more into this, I have my own life cover but I serious doubt if it includes "dangerous activites" such as motorcycling and certainly not Trackdays.

I must admit to be being a little worried !

Frank
Reply With Quote
  #2  
Old 18-Nov-2004, 02:15 PM
Eamonn Eamonn is offline
Registered Forum User
500SD
 
Posts: 661
Join Date: May 2003
Mood: Corners like a Lego man
Highly likely your life cover would be OK for road riding, but they might considered Track Days as a 'Dangerous Activity' and as such wouldn't pay out - however much you tried to convince them it's less dangerous than the roads
Reply With Quote
  #3  
Old 18-Nov-2004, 02:18 PM
MJS's Avatar
DSC Member MJS MJS is offline
DSC Membership Sec. & BHCN R.O.
Webteam
Big Twin
Bikes: Trek Domane 4.7, Giant Defy 3.5, Trek 3900
 
Posts: 1,878
Join Date: Jul 2003
Mood: Looking for a new challenge...
I specifically mentioned riding bikes a few years back when I took out a policy and was told not to worry that it wouldn't invalidate the policy. Have to admit though, I haven't checked out the trackday side of it.
Reply With Quote
  #4  
Old 18-Nov-2004, 02:44 PM
Lily Lily is offline
Registered Forum User
Ducati in my Blood
 
Posts: 4,528
Join Date: Apr 2003
Mood: stiff and tired
This may sound a bit odd, but I am not too fussed onthe financial side if I die as I knwo there is more than enough in my estate to sort everything out and make a few people better off.

What I do have is a critical illness and accident policy. This basically means that if I am crippled etc that there is money there to pay for a decent nursing provision so no one has to feel guilty about not wanting to look after me. I would never want someone to have to worry about my care if I became incapacitated.

It might sound a bit pessimistic, but I fully accept the dangers in my life and want to protect those close to me from having to deal with the fallout of my adrenalin habit.
Reply With Quote
  #5  
Old 18-Nov-2004, 02:49 PM
madmav's Avatar
madmav madmav is offline
Registered Forum User
Ducati Corse
Bikes: 1098
 
Posts: 3,061
Join Date: Dec 2003
Mood: Chilled
just to let you know, a friend of mine has recently been told by his company!

that last year there were no fewer than 11 employees who were off work through motorcycle related injuries!

and he has been told that his company will not be renewing his contract of employment if he continues with Motor cross !~
Reply With Quote
  #6  
Old 18-Nov-2004, 02:57 PM
Iconic944ss's Avatar
DSC Member Iconic944ss Iconic944ss is offline
DSC Webteam
Webteam
WSB Hero
Bikes: 1993 - 944ss / Aprilia Falco / ST4S
 
Posts: 7,759
Join Date: Oct 2002
does not quite sound legal somehow ???
Reply With Quote
  #7  
Old 18-Nov-2004, 03:02 PM
madmav's Avatar
madmav madmav is offline
Registered Forum User
Ducati Corse
Bikes: 1098
 
Posts: 3,061
Join Date: Dec 2003
Mood: Chilled
iconic , not sure but i do know they are giving him some grief over it!!!!! ...mav
Reply With Quote
  #8  
Old 18-Nov-2004, 03:33 PM
FiscusFish's Avatar
FiscusFish FiscusFish is offline
Registered Forum User
500SD
 
Posts: 782
Join Date: Feb 2004
Mood: Must fix Superlight... Must fix Superlight...
How big is the company?
Reply With Quote
  #9  
Old 22-Nov-2004, 08:33 AM
ils ils is offline
Registered Forum User
Mille
 
Posts: 142
Join Date: Oct 2003
Quote:
Originally posted by FiscusFish
How big is the company?
Eleven employees..
Reply With Quote
  #10  
Old 27-Oct-2008, 08:24 PM
Iconic944ss's Avatar
DSC Member Iconic944ss Iconic944ss is offline
DSC Webteam
Webteam
WSB Hero
Bikes: 1993 - 944ss / Aprilia Falco / ST4S
 
Posts: 7,759
Join Date: Oct 2002
This cropped up again recently when discussing winter riding....

Comments please ?


Cheers - Frank
Reply With Quote
Reply
  
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes
Postbit Selector
Switch to Vertical postbit Use Vertical Postbit

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off


Recent Posts - Contact Us - DSC Home - Archive - Top
Powered by vBulletin 3.5.4 - Copyright © 2000 - 2018, Jelsoft Enterprises Ltd. - © Ducati Sporting Club - All times are GMT +1. The time now is 07:38 AM.