am i the only person in england that doesnt have a credit card?
its not a case of no will power but if i cant afford it i'll save until i can. i'm sure that makes whatever your buying more valued.
its just the old fashoned way i was brought up i s'pose.
btw, i was told by my uncle, who arranges morgages etc, to get a credit card, use it all month,then pay off the outstanding at the end of the month. this way, mine & mrs gasmans wages ofset the morgage interest for the month, which he recons could knock a few years off the length of the morgage
does anyone else do this??