I have no garage...My bike lives in my kitchen. AND it can be a struggle, especially when cream crackered to take it in "backward" along a 3ft wide corridor with a radiator down one side and a bannister down the other!
Never the less I do it!...Bennetts charge me £480 TPFT...with an Excess of £200....If It is stolen outside my house, the excess increases by £100.
If I want to come in and have a cuppa before giving him a bath I am told that I need to bring it in to save increasing the excess if it is stolen from outside my property!
It's a joke!