| Shop around with your insurers.
Some will cover you with extras (like termi's etc), but will just not pay out their value if you make a claim for your own vehicle. You'll be paid out an equivalent value for OEM items.
Howeve, this does cover you for 3rd party claims as you have divulged it from the outset of your policy and the inderwriters are already aware of it.
As I say, shop around and some will accept them. |