| I'm with you on the 0% andyb. Virgin are even giving 0% on purchases at the moment.
Worth having a little chat with your mortgage company too, as a saving on the mortgage is a good investment. Assuming you have one....
Took me about 10 mins last week to get my rate reduced by 1.5% to .3% above base for 2 years with no penalties, restrictions or limitations just so I didn't go off to another bank. That's worth well over £200 / pcm to me, and I'll just overpay by that amount to settle earlier.
I can also withdraw any overpayments made with only 7 days notice.
In 2 years, I'll be having the same little chat with them again. If not sooner.
[Edited on 7-11-2005 by Mr_S] |