It all depends on risk profile!! The funds can be put into various pots and financial vehicles that range from low risk (building society rates) to high risk more volatile investment vehicles (far-East stock?) Perhaps seeking a buiding society that offers a 12 month plan, that requires a high level of balance (£100K+), probably a non-withdrawal one would get decent(ish) returns with no risk. I'd suggest engaging the services of a independant financial advisor,(I know of one in the West Country if it helps) they may not charge any money to you for their services, as they make their money from the companies that the money gets invested in. Tim |