Hi
I would agree with AK & CK – H&R seem to be cheap for u 25’s.
I was insured with them for the first 2 years I had my 748 then Ducati Insurance last year. However, I’ve just renewed my insurance with Red Star through Confused.com.
With the bike kept at a location away from home in a garage with alarm and immobiliser on the bike – TPFT is £229 (Bike is a 52 plate 748s and I’m 26 with 3yr NCD).
H&R and Ducati Insurance were almost twice this….
Not bad I think
Cheers!