[webbyc]

Frank

You need to find out whether the solicitor was authorised to prvie financial advice - he wouldn't be able to now but in the past they were able to provide some limited advice via the Law Society. The solicitor will probably be no longer regulated so a claim against them may have little chance of success, however you may get some joy from the product provider. You don't need to utilise an outside agency all you do is write a letter saying that you feel that the policy you have has not been sold is not suitable to your requirements. Check out the Which website, I think that they have draft letters to be used.

Did the solicitor ascertain things such as affordability, attitude to risk etc. Don't hang around because a lot of provders are timebarring endowment complaints. You should also know that the biggest growth area of employment is handling endowment complaints. Hope this helps.