Don't know if anyone's been through the same here, but I'm having a few issues sorting a mortgage out.
The basic jist is that although the various companies don't require too much detail re: earnings, they'll only lend 85% of the value of the property.
Even on a cheap house that's a huge chunk of cash to find. Add on top the inevitable stamp duty + solicitors fees and there's no way I'm getting on the ladder for years to come. Can anyone recommend a method of either:
a) getting a 90-95% mortgage as a company director?
b) reducing the total fees so I can add more to the deposit?
Cheers,
Ali