Ains
Regarding responsibility:
If I had been turning right across oncoming vehicles under the exact same circumstances, and had missed the potential hazard from the bike, I'd blame myself whatever the law/rules might be. I teach the same to my pupils'. So yes, the woman must share any blame. We all have a responsibility for our own and others' safety. Sadly, too many people are wont to 'pass the buck', and blame the other guy. No-one likes to accept that they're fallible. I've come to the conclusion over the years that it's the good drivers/riders who make the roads safe for the rest of us. The rules of the road are a guideline, yes, but sometimes they have to be bent by the good guys in order to make a situation safe for the fools. I teach this too - probably to the chagrin of the DSA!
As for the foreign licence holders: Don't get me started..!