[chicken]

I'd be curious to see what raises insurance premiums more for high performance bikes - how "nickable" it is or how many accidents that they have been involved with.

An insurance payout that involves even minor injury will likely be more than the value of the bike.

Should RCA be more annoyed at someone that is a careful rider but is targetted by professional thieves, or the guy that keeps the bike in his house but rides irresponsibly.