| Here is what happend.
I declared the value of the bike as £3000 as that's what I paid for it, so they tell me that is the maximum they will pay out. I thought the excess was £250, but it seems it was £250 plus £250 voluntary = £500. I had to enclose the bill of sale with the claim which was for £3000 so even if I had insured it for more they probably wouldn't have paid out more anyway. It's ended up costing me about £700 including the seat cover and other bits that were stolen with it.
Theiving scumbags - the scrots that stole it and the insurance company! :-( |