[keith_mann1959]

i would argue that i am less likely to have a crash ( especially an expensive 3rd party crash) on a track than the roads. If my policy does not exclude it then i expect to be covered for it.
My broker and insurer have recorded the conversations i have had with them. They therefore have on record my view that they do not specifically exclude track days, works both ways. The fact that they think a phrase means one thing does not make it so. In law you have to be specific.

Anyway the point i was trying to make is that i know that there has been a test case, reported in MCN and does any one have any more details on it. There was a rush by insurers after to state "trackdays" as excluded.
Who has a specific exclusion on their policy?
Regards
keith