At the moment its not a complaint, i have not had a cash at a trackday, however i believe i am covered if i do. Rushjob: works both ways, if i don't feel that use at a track is a problem then its not a material fact that i need to disclose. If in law its no different to use on the road then also there is no problem and no failing if i don't specifically mention it. I have gone out of my way to ask them for the full list of exclusions on the policy they issued to me ( and were happy to take my money for). They have told me that the exclusions printed on the policy are the total list of said exclusions. It still stands therefore that if Trackday use is legally not racing then i am in fact covered. I have asked them to demonstrate otherwise, told them what i might use my bike for and still they have a defective argument. Don't want to put this to the test though! Would be nice to hear what others have on their policies. keith |