Whats your point ? Do you expect me to not make a claim ( for something i am covered for) so that you can have a lower premium. Would you please not commute or ride in built up area's or ride in the rain. The argument assumes that #1 track riding mile for mile is more dangerous than on the road. Not proved. #2 That statistically your premium is not already loaded based on events. Especially since the MCN article is 4 years old. #3 That this theoretical rise in premiums would be more than the approximatley £130 per event insurance that you can arrange now. Thats half my total premium for all risks for a year. |