Lizzie, I pay between 1.25 and 1.75% depending on the card issuer, but I pay .49% for the bank to process cash payments, so the difference is not as great as first apears. switch is about 50p and cheques about 1.00. I actually prefer being paid by debit/credit card as there is no need to visit the bank and all I have to do is reconcile the daily summarys with my bank account dave |