For anyone who remembers Cool Hand Luke - play them at their own game.
The reason the disclaimers are in the Ts&Cs is probably because it's a case of covering their own ****. Like:
Insurer is not responsible if you hit an elephant Unlikely unless Chester zoo has mass breakout and you happen to be in the area.
So if you do have a mod, such as tyre change or brake pad change, e-mail the insurance company with the details. I'm sure that after a years supply of totally inane mails re-tyres/pads/screen/tank pad changes they'll mod the clause to something more realistic.
Come to think of it, I think I'll take the bike back to primer and try and claim a discount for a now not so desirable motor.
