was that your first year riding?? I had the same when I came back after a 5 year lay off - 916 £1300 tpft!! hence went for 748, altho still £650 GULP!
BUT, now I have 996sps, and its about £600 fully comp, or £350 TPFT, thats c1/4 of the first year....me thinks if I stop riding on the road for a time again, I'll insure a ratbag just to keep the history/ncb going!