Well Sean, i have worked for myself since leaving school and find i'm working harder for less in 2005 !
my feeling is the little bloke on the street is a thing of the past and if you can't comply you will have to shut the doors !
motortrade insurance up from £1200 last year to a wopping £6000 this year with never a claim in the last 20 yrs !
I think the "The BiG wheels" are turning well .
ie TESCO ,Oil companies, and lots of other Big fish.
But i also think that when they realise the LITTLE wheels have stoped. the ressesion will already be here!