alarms and insurance
 

how much discount do you get on a policy for having an alarm on your bike
any one know:confused:

Don't get conned by that one...........Bennetts said I should fit one of THEIR approved alarms to the numptystrada, cost about 300 squid, and when they worked it out it would have saved me about a tenner, shop around, one of the best at the moment seems to be online at Ebike.

Don't know how much discount but be careful when you compare quotes. I tried eBike and they came in about £30 cheaper than my renewal quote from Ducati Insurance - but when you take in the fact that with eBike the compulsory excess was well over double the DI deal then I would instantly be out of pocket by several hundred quid if I make a claim. Got protected no claims with DI as well.

An alarm may cost £300 and you will save 10% ie £30 if your lucky off your premium. That's how much Ducati Insurance knocked off my premium.

more a questin of who will insure and at what cost if yiou dont have one fitted..depending on where you live of course. Altho I'd say not fitted on an ST is more insurable than a 999

Glyn mate - don't forget they are a complete pain in the arse, especially the immobiliser part of them :( Personally I'm much happier with a big chain and ground anchor

One hopes your making a factual statement rather than mud slinging, I would hate to have to suggest pistols at dawn you cad

?????

neither....but I'll have the 9mm and you can have the flintlock!!

and I dont own a 999...who would ?!

The discount is usually around 7.5% - this can vary in terms of how the rate is calculated within the whole calculation. Access Underwriting policies offer up to 25% for security including discounts for anchors chains and garage alarms/garage defenders

???????
I knew where you were coming from, but in return I was joking.

A flintlock with wet powder I take it!
I don't like the styling of 999's
I have an ST because it can take a topbox for my son to lean against, but even that has the lights styled by a blind man.
If they can replace the 999 with something like the Moto GP styled bike I'd buy one for me (sorry oliver).

look better in race livery, but too plain otherwise except from behind where they look quite cool

It always amused me when you'd see people hijack a thread and start to have a conversation in another direction.
Nice "talking" to you Bradders, look forward to seeing you on a meet as we are not far apart.

There is no such thing as an insurance discount for a security product. Your claims experience, age and location will dictate your policy cost. If you feel your circumstances are such, that you need an alarm buy one.
One the other hand if your insurance company specifies policy conditions where you must have an alarm, or if you tell them you have one, and you have not yet bought it, youre not actually insured.
Any discount you negotiate is only to get your buisness, not because of the alarm.

Interesting post. Where do you work? I work in the insurance industry and currently underwrite sports motorcycle insurance. If you would like to get in touch I can hopefully put you right on your assertions because there are plenty of insurers who have a discount built in if the alarm box is ticked. This is regardless of whether they want one because of the theft experience, value of bike or area in which it is garaged. You can check the effects on security discounts by playing on our internet quote site at https://www.accessquotes.co.uk/BikeQuote.aspx