Its great being old!!

[rockhopper]

Got my renewal through for the ST4 today. I'm 38 and TPFT is only £95!! Thats come down by £75 since last year!!!!!:bouncy:

[psychlist]

When it's that cheap why not go fully comp?

[rockhopper]

Well last year when i checked they wanted over £600 for fully comp!

Just done an online check and it comes back at £190!!!!!!

But on a bike that only worth £3500 on a good day i'm not sure it would even be worth claiming if it was written off. £500 excess, incresed premiums for five years afterwards etc.

I'd be interested in other peoples opinions though. Renewal date is 29th of June so i've got a few days to decide.

[rockhopper]

Just tried Norwich Union Direct to see if they could quote me happy. Well i certainly had a good laugh!!!

Full Comp, £600.85
TPFT, £464.40

and even though i filled out the form to say it was an ST4 the quote kept coming back as an ST2.

Unbelievable.

[psychlist]

Know what you mean, can't you get a "protected" NCB too? At least you'd get enough back for a deposit on another bike if you had to claim. May not be a lot to some people but I.M.O. the remaining 3k seems an awful lot to throw down the road as an uninsured loss for the sake of a hundred nicker. Sorry to tempt fate and all :alien:

[TP]

Have to agree with psychlist - it's gotta be worth it!

Having been down the road before n all ...

[Rushjob]

OK I'm slightly longer in the tooth than Rockhopper at 40 and a bit.
My renewal with Carole Nash gives fully comp protected NCB and full Euro recovery etc for £359.
This may sound expensive, but going abroad twice a year the Euro breakdown would cost me at least £115 on top so I is happy.
Andy

[Road Runner]

Full comp only mate try Zenith I have found them very keen on price..

[paulmort]

Fer me its £259 fully comp wiff £200 excess on any claim
but at 55 yrs and 35 yrs of riding??? on and off, but its sposed to be fully garaged!!!!!!!!!!!!!!!!!!
spose a u bolt and chain dont count as fully garaged then, but at £250 ish, well I'll take the chance
rgds
a bolted up blooooo duke
ps do you have to tellem bout being a real colour instead of pansy red??????????

[Rushjob]

Naaaah, wouldn't bother Mort...
I mean, they're only bothered if it would make it a higher theft risk.
I reckon if you mentioned someone had painted it, they'd give you at least a 50% refund on your policy...
:lol::lol::lol:



Only kiddin mate.......:P

[electricsheep]

Wow £600 fully comp on an ST4 :o

I'm 41 with only 1 years NCB and I am only paying £500 fully comp on a 749R (which is group 17)

Thats with Ducati Insurance

Rob

[Road Runner]

I paid £350.00 fully comp for my 996 ???:lol::lol::lol:

[rockhopper]

Okay, well i've re read the article in Ride mag this month and it looks like fully comp might be worth it. I'll give Carloe Nash a bell tomorrow but Bennets at £190.79 has got to be worth a look!

Andy, i guess your more expensive because of your job and its an newer bike than mine even though i'm younger?

Dont really understand why Morts insurance is so expensive though cos he's an old bugger with a blue bike.:D:D:D

[Edited on 17-6-2004 by rockhopper]

[Edited on 17-6-2004 by rockhopper]

[paulmort]

rockhopper
p*ss orft, bloo is this years red, I keep tellin yer
bestest
get a low quote and service as well
bloo dukes get bestest prices
mort

[Jools]

I'm 48, only been back on bikes again a couple of years, so only 2 years NCB

Best quote from Bennetts on a 2001 ST2 that's probably only worth 3K with a following wind and a blind punter - £425 fully comp with legal protection, breakdown assistance and a £250 excess

Best from Ducati Insurance - £320 for the same deal

[rockhopper]

Sorry Mort, i love you really!

Zenith were close but no cigar, £228 fully comp.

I'll give Carole Nash and Ducati Insurance a bell tomorrow.

Your cover looks interesting Andy but its just too much money for me.

For everyones info i'm 38, no claims, convictions or points, garaged bike, four years no claims. carry pillions, SDP only, riding since 1990.

[psychlist]

Yes Jools, but don't forget the special clause you have built in covering your youthful charm and rugged good looks :lol: !
I bet not many of the newbies know we've got a real life catalogue hero in our midst! ;)

[paulmort]

Quote "I bet not many of the newbies know we've got a real life catalogue hero in our midst! " unquote
Psychlist, you told me you never lied...................
srri Jools
being blooo is the only way to go:lol::cool::lol::cool::):)