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  #1  
Old 17-Jun-2004, 08:18 PM
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rockhopper rockhopper is offline
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Its great being old!!

Got my renewal through for the ST4 today. I'm 38 and TPFT is only 95!! Thats come down by 75 since last year!!!!!
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  #2  
Old 17-Jun-2004, 08:32 PM
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TPFT?

When it's that cheap why not go fully comp?
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Old 17-Jun-2004, 08:41 PM
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rockhopper rockhopper is offline
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Well last year when i checked they wanted over 600 for fully comp!

Just done an online check and it comes back at 190!!!!!!

But on a bike that only worth 3500 on a good day i'm not sure it would even be worth claiming if it was written off. 500 excess, incresed premiums for five years afterwards etc.

I'd be interested in other peoples opinions though. Renewal date is 29th of June so i've got a few days to decide.
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Old 17-Jun-2004, 08:52 PM
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rockhopper rockhopper is offline
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Just tried Norwich Union Direct to see if they could quote me happy. Well i certainly had a good laugh!!!

Full Comp, 600.85
TPFT, 464.40

and even though i filled out the form to say it was an ST4 the quote kept coming back as an ST2.

Unbelievable.
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  #5  
Old 17-Jun-2004, 09:09 PM
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psychlist psychlist is offline
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600 comp!?!?!?!?!?! Thats almost as much as I\'m expecting mine to be this year and I\'m ancient!

Know what you mean, can't you get a "protected" NCB too? At least you'd get enough back for a deposit on another bike if you had to claim. May not be a lot to some people but I.M.O. the remaining 3k seems an awful lot to throw down the road as an uninsured loss for the sake of a hundred nicker. Sorry to tempt fate and all
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  #6  
Old 17-Jun-2004, 09:13 PM
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Have to agree with psychlist - it's gotta be worth it!

Having been down the road before n all ...
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  #7  
Old 17-Jun-2004, 09:17 PM
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Rushjob Rushjob is offline
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OK I'm slightly longer in the tooth than Rockhopper at 40 and a bit.
My renewal with Carole Nash gives fully comp protected NCB and full Euro recovery etc for 359.
This may sound expensive, but going abroad twice a year the Euro breakdown would cost me at least 115 on top so I is happy.
Andy
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Old 17-Jun-2004, 09:18 PM
Road Runner Road Runner is offline
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Full comp only mate try Zenith I have found them very keen on price..
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  #9  
Old 17-Jun-2004, 09:19 PM
paulmort paulmort is offline
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Mood: Blooo Duke gets red heads
Fer me its 259 fully comp wiff 200 excess on any claim
but at 55 yrs and 35 yrs of riding??? on and off, but its sposed to be fully garaged!!!!!!!!!!!!!!!!!!
spose a u bolt and chain dont count as fully garaged then, but at 250 ish, well I'll take the chance
rgds
a bolted up blooooo duke
ps do you have to tellem bout being a real colour instead of pansy red??????????
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  #10  
Old 17-Jun-2004, 09:24 PM
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Rushjob Rushjob is offline
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Naaaah, wouldn't bother Mort...
I mean, they're only bothered if it would make it a higher theft risk.
I reckon if you mentioned someone had painted it, they'd give you at least a 50% refund on your policy...




Only kiddin mate.......:P
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