Insurance for two bikes
 

Hi Guys,

I know loads of you have got more than one bike... I think I'm about to get a 2nd bike but don't know the best way to insure them both.

Are there people out there that will insure two bikes on the same policy or do you have to have two seperate policies?

Any help greatly appreciated!

Thanks
Neil

No problem at all.

Mine is done through 'The Policy Shop' in Coventry - haven't got the phone number to hand but I spoke to Matt. There's plenty of others as well... have a check through some of the older threads...

Cheers,
Martin

Carol Nash do it too, no problem. Quote on higest risk and small increase for second bike.

Cheers chaps - will give them a go...

Just gotta hope they're not going to be wanting any of my body parts as payment :o

Alan has all 4 of his on the same policy with Carole Nash - the last one added was the viffer - and only cost an extra £25 to add it on! Seems to more you have, it gets cheaper.

C

A lot of companies will offer good deals on multiple bike cover - probably on the principle that you can only ride one of them at any time (and if one of them does get stolen, it will likely only be the most expensive anyway!)

One thing to watch out for; if your existing underwriter does not offer multiple bike policies then you have to work out whether it is cheaper to
a) cancel existing policy (and getting only small refund back) and take out new multi policy
b) leave existing policy and take out new policy for new bike. When existing policy ends, if the existing bike is lower rated than new bike, it can be added to the new policy

...but to save you the hassle of calculating this, just check with existing underwriter first!

cheers, Chi

matt at the policy shop is quite good

i personally cant afford carole nash's prices, over £2500 fc for a p re 748bip theyre having a larf , we just ring c.n up for fun to laugh at their silly prices

ronnie at insuremyducati would ahve done me a deal on two bikes, would have been a extra £25 for admin charges to add a cg125 ( for commuting on ) to my policy

Footman James do, I've got a classic bike policy for the Norton and they've added on others with no problem at all.

Carole Nash for me too..............£389 for a 999R and a MultiStrada fully comp with £500 excess which I think is a great deal.

But then I'm a nice safe but old pillar of the fraternity :devil::frog:

I couldn't afford Carol Nash either:(
I have a two bike policy.
Mine is with M.C.E...Very competitive and when I was up for renewal they beat the cheapest by about £25.
I just found out that it has come down again amd they reduced my monthly payments....:D

Just check out with your company if they will pay out on both bikes if they are lost/damanged in the same incident such as theft or garage fire. I know people have had problems with this

Watch out on classic policies ...
 

.. I tried putting the 998 on my (Yamaha RD400) policy with Carole Nash only to find out because I had 'modified' it with Termis that they wouldn't cover it :(

Neil,

Mine are with Ducati Insurance (748s/750ss). I used to be with Motorcycle Direct, but as soon as I wanted to add the 748 the didn't want to know.

Cheers

Dave

Just got renewal thru` from Catrol nash ans it went up by £120 this year. Managed to get it reduced to £457 fully comp for the Jota and 998s with Carol Nash by dropping there valuation of the Duke from £13k ? to £12K.

ps I hear the Footman James are very good as well.

I have a Kawasaki ER5 and added the ST2 to the policy with Ducati Insurance...........very reasonable.

Ask to speak to Luke and say I sent you...... :)

08704 10 60 60

Sally-Ann

I’m with Ducati Insurance for an M900 and 749S. Just had my renewal, £410 fully comp with a named rider - pretty good.

I'd be happy to use them again but they’ve forgotten that the 749S was written off in an accident about four months ago. Perhaps their computer system needs a little update!!!

Laxtons here....£396 comp for the 888 and S4R with points and a claim. Been with them for 3 years and consistently cheaper than anyone else and excellent service (they got a result on my 916 writeoff payout within 3 weeks !). Also small family run brokerage and they always remember you when you call. Also put my home insurance there too.

Bell 'em on 0870 444 6365

Update!

Join the Ducati Owners Club and get insured through Footman James, much cheaper than Carol Nash!