Response from a mate who is a solictor working mainly with very large (re-insurance) contracts, and also a motorcyclist himself ... although he rides a Blackbird!
He says:
Quote:
My own view is that a "no racing" clause is not the same as a track day.
Track days have instructors and are heavily supervised, not at all like
racing.
Need to read the policy document very very carefully. My old one didn't
exclude track days, but my current Carole Nash policy does. It is becoming
more and more common to exclude track days specifically.
If I had a dispute, i'd send them a letter asking them to confirming the
cover within 14 days or you will take legal action. Thing is, for me, i
know what to do and it costs nothing. For a layman, perhaps contact the
Insurance Ombudsman first and see what happens. But deffo send the
threatening "letter before action" which should at this stage refer to
liability only, and not the quantum of the claim.
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