| Im confused as to how any insurance company know what should and should not be fitted to your bike. One year you can buy a 748R which comes with a set of 45mm Termis, the next year it will come without the termis and Ohlins alround (someone please tell me if I am talking crap) I took my 748R for an MOT at the same shop I bought it from and they told me it wouldn't pass an MOT with Termis, therefore I responded with "so you sold me a bike which is unfit for the road" they then MOTed the bike and that was the end of it. Surely as every year the spec change and so do the options, who is to know what is standard and what is not. Im not sure if im talking rubbish or not now ?? | 
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