Worrying policy wording!
Cancellation of policy = 7 days notice.
Invalid Policy = well it's not valid so you haven't got insurance, or am I missing something?
Cancellation We or ******* Insurance Consultants Ltd can cancel this policy by giving you at least 7 days’ notice by recorded delivery letter to your last known address. In these circumstances you are entitled to the unused part of your premium. the certificate of motor insurance to us immediately under the rules of the Road Traffic Acts. Immediately after we have settled any claim under this policy for a total loss, we have the option to cancel your policy in which case your premium will not be returned.
Important changes You must tell ********** Insurance Consultants Ltd immediately about any change in risk which could affect your policy (details of any vehicle change will be entered on the Motor Insurance Database). For example, you must tell ********** Insurance Consultants Ltd if any of the following happens:
• you or any other rider has been convicted of any motoring offence including fixed penalty offences;
• you or any other rider has been convicted of a criminal offence or have possible prosecutions outstanding;
• the main rider of your motorcycle changes;
• the registered keeper of your motorcycle changes;
• you get an extra motorcycle or change your motorcycle for another one;
•
any modifications are made to your motorcycle; • you change the place where you usually keep your motorcycle;
• any rider develops a health condition which may affect their riding;
• the mileometer on your motorcycle fails (applicable only if you have submitted an annual mileage declaration).
This is not a full list. If you are not surewhether to report any change, please speak to **********Insurance Consultants
Ltd. We may re-assess your cover and premium as a result of any important information you give ********** Insurance
Consultants Ltd.
If you do not tell ***********Insurance Consultants Ltd anything which is relevant: • your policy may not be valid; and
• we may reject your claim.