Just sorted out insurance for next year with Ronnie.
Well impressed with the service he provided and the policy includes a load of extras/benefits. Termis weren't a problem and- best of all - I saved just over £100 compared with my previous insurer.
I insured with them on Saturday, but when I put the phone down I thought of something. They tell me my leathers & helmet are covered in a non fault accident, but then as I'm 3rd party fire & theft, any non fault accident will be claimed off the 3rd party surely? If so, then the 3rd party would pay for any damge including leathers & helmet as well?
In my current non-fault claim, I am including all damage to kit (helmet, boots, leathers etc), plus personal injury. You're right, if it's non-fault, then they pay the lot. I'm not a lawyer tho...