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  #41  
Old 15-Jul-2003, 06:57 PM
ducatisps ducatisps is offline
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Mood: Stressed as usual!
Modifications

Have had feedback on covering the above.

Having spoken to underwriters, most mods can be accepted (there are some limits) and underwriters usually deal with this by applying a standard parts clause which limits the cost, where a part needs to be replaced, to the cost of the standard part.

The question is how much does a modification become worth when it has been put on a bike? Minor modifications such as carbon don't seem to make a huge amount of difference to 2nd hand values, sometimes the price is bought down on a comparable standard bike.

Another question - say a set of Marchesini or Marvic wheels were fitted, bike crashes and wheel is buckled - needs replacing - whats an acceptable settlement? Assume new Marchesini = £1600, S/hand £1000, Replacement standard Ducati Wheels = £not sure!

How much extra would you pay to cover modifications (main items, wheels, exhaust and forks) - on the above example:

Replacement as new addl £80
Indemnity (s/hand value) £50
Or contribution to value of standard parts only - no extra cost?

Look forward to hearing from you all!

http://www.insuremyducati.co.uk
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  #42  
Old 15-Jul-2003, 10:23 PM
Virgin Virgin is offline
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Mille
 
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Thanks Simon,

Iv'e sent you a U2U.

Kel
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  #43  
Old 22-Jul-2003, 06:52 PM
DJ Tera DJ Tera is offline
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Top tip for cheap insurance:

Dont get done for speeding!
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  #44  
Old 21-Oct-2003, 09:13 PM
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Murray Mint Murray Mint is offline
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Just to say thanks for this great idea. Just saved about £200.00 using this method and will be using it for my car insureance when it's due.

Murray Mint
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  #45  
Old 20-Jan-2004, 02:38 PM
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bostrom998 bostrom998 is offline
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Mille
 
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Mood: Long on Duke's...so happy
Thanks from me too.......saved a lot of hassle and got Bos Rep 998s and Senna916 Insurance down from £562 to £399, with the same people!!!!!!!!!!!!!!
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  #46  
Old 20-Feb-2004, 12:54 PM
steveg steveg is offline
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faxed Insurance System Q

Sounds like a great method, Please confirm my thoughts on this method. When you receive the 50 or so faxed replies, you then re-fax the cheapest to the rest of the companies, who then reply and try and beat the quote?

PS. How do i get a hold of that ' If only all things were this good ' macromedia flash picture which murray mint has...it is superb!!or is it a pic of the missus?
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  #47  
Old 20-Feb-2004, 02:14 PM
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DSC Member Iconic944ss Iconic944ss is offline
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What a fantastic thread.......

Its easy to see from the enthuiasm of the postings that everyone is tired of paying high premiums.

It stuns me to think that I've been riding over 20 years now (Jeez) and never, ever made a motorcycle claim - I reckon I could almost had a nice 998 in my garage by now!

It does strike me though that Ducati's (and spares) are relatively expensive and this is part of the price we sadly, have to pay.

My insurance is due in April and even though I'm very happy with Carole Nash insurance, I'm sure I'll be using some of the methods posted in here.

As a aside - before I got my Duke I insured my car with Norwich Union as they were the only insurer I could find who provided FREE motorcycle cover (third party obviously) for riding a bike not belonging to you.

Finally - I think Murrey mint did post his lovely boobs somewhere, cant imagine what u might search for though.

DJT
Tough luck mate, unless u know it was you its always worth checking - heard of a few cases of false ID recently.
IMHO - bang the insurance renewal in quick !!!

Frank
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  #48  
Old 21-Feb-2004, 12:26 PM
Gill Gill is offline
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I used this method as well last year (thanks Simon). I bought a second hand fax machine from work just for this purpose - if anyone nearby wants to borrow it, just let me know.

As well as saving money it also saved the hassle of ringing loads of companies and answering the same questions each time. Will definitely do it again!
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  #49  
Old 13-Sep-2004, 11:04 PM
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deej deej is offline
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Bikes: have owned 748/853/916/749/853R/748/848 not sure whats next...
 
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Mood: excited about the changes made to averysmotorcycles.co.uk that are coming up
sounds like a great plan to me, i'll be filling it in and seeing if i can get my quote of £630 for a 748r down to something more reasonable

wheres the best place to get fax software for my pc too as i dont think i have it on my new pc

cheers
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  #50  
Old 27-Oct-2004, 11:02 PM
Dunks Dunks is offline
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Well.. no idea if this will work, but I am right now faxing my form to those companies.. worth a try.. I'll let you know what happens...!
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