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  #1  
Old 01-Jul-2003, 07:34 PM
Simon_London Simon_London is offline
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Top tip for cheap insurance!

I have managed to get both mine and my mates insurance premiums down dramatically by brokering our selves via Fax... it's simple...

1) get the fax numbers of as many insurance brokers as possible (I have a list of 50 odd so far and will share them/post them if others add to the list, and ultimately build a comprehensive list)

2) Fill out a word doc with all the questions that they will ask you (Again I have a template)

3) Use a PC Modem to FAX all of the brokers over night (can take a few hours as the form is 4 pages long!)

4) Wait until they Fax back their quotes

5) Re Fax the best Quote to all of them again

Repeat steps 4 & 5 until you are confident you have the lowest possible quote!


To put this into context... I have a Speeding Ban, and Two Bikes (750ss and Yamaha SuperMoto) and NO garage.. I am 30 Live in London, and insure both bikes for under 400 Full Comp, 100 excess, Euro & RAC cover, and Legal Expenses Cover... Not bad really!

To emphasis what a rip of it is getting just a few quotes, my mate just got a rediculous renewal quote through, so he used the Fax Broker System... and believe it or not, the company who did the best deal eventually, was the company that initally gave hime the renewal quote!!! They all just try it on, and see if you'll pay it!

Also a couple of companies Faxed back saying that several of the companies faxed were the same Group just trading under Different names.. which is all the more suspicious in artificially keeping the premiums higher!


Any how it worked wonders for me.. basically the money I saved on my car and bike insurance, gave me enough spare cash to buy the Supermoto! Now that's a result!
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  #2  
Old 02-Jul-2003, 07:58 AM
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psychlist psychlist is offline
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Excellent!

My renewal is'nt due 'til January. If you have a site I can download the paperwork from (or e-mail me) then I can "fax" it all on the PC's e-mail at the right time.

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  #3  
Old 03-Jul-2003, 06:44 PM
Wadd Wadd is offline
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s

oh
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  #4  
Old 03-Jul-2003, 07:35 PM
ducatisps ducatisps is offline
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I think the reason they use more than one trading name is for marketing purposes. If you decide for whatever reason that you are not going to ring one advert, then they have a second (or in one case I know over 7 trading names) bite at the cherry!

Also not many of them publish their fax no's so where can we get the list?

I still say the broker we got cover from with an MV on 1 years bonus at 6-700 is well worth ringing http://www.dwlaxton.co.uk
Tel: 0870 444 6365/3
Fax: 0870 444 6366/4

Have fun faxing!
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  #5  
Old 04-Jul-2003, 10:04 AM
Simon_London Simon_London is offline
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Getting the Fax numbers

It's quite easy really.. phone them up and ask'em... it's much quicker than sitting on the blower for 10 mins a pop getting an uncometative quote with no hard 'proof' to send to another competitor to beat.

attached are the numbers I have got so far.... PLEASE ADD TO THIS LIST:

1. Bennetts Tel:0800 056 3843 fax: 02476 222 635
2. Bikesure Tel:0845 130 75 85 Fax: 01553 841 962
3. Insure Tel: 08706 080 015 Fax: 0870 111 89 54
4. CIA Tel: 0870 444 2 777 F: 08700 729 730
5. Cofield T: 0800 107 0129 F 0121 386 7887
6. Choice T 0800 542 53 54 F 0151 221 5466
7. TITS T 0870 444 1515 F 0870 444 1515
8. Insurance line T 0800 692 7034 F 08707 500 666
9. Motorcycle direct T 0870 755 82 50 F 01454 415 652
10. Devitt DA T 0800 200 369 F 0870 241 2358
11. H&R T 0845 130 2800 F 01224 848 283
12. MCE T 0870 90 90 996 F 0870 420 75 73
13. Roadsure T 0845 602 1200 F 01793 533 895
14. Vauntage T 0870 757 2224 F 0121 693 6989
15. Revolution T 0800 068 3083 F 02476 257 160
16. Wicked Quotes T 01727 766 834 F 01727 766 835
17. Pegasus T 01277 202 405 F 01277 202 406
18. Rampdale T 0870 444 6125 F 0208 442 0031
19. Carole Nash T 0800 298 5500 F 0161 927 2404
20. Insurance shop T 01296 481 116 F 01296 399 431
21. Laxton T 0800 083 09 03 F 0870 444 6366
22. Lancaster T 01480 48 48 48 F 01480 484 854
23. Nova T 0870 220 2656 F 0870 443 0302
24. Atre Valley T 01535 656 753 F 01535 657 489
25. Performance direct T 0870 870 4822 F 01708 176 145
26. Chandler direct T 0845 600 0031 F 01924 366 813
27. 1st Quote T 0870 4444 060 F 0208 597 3153
28. Policy Shop T 0800 064 4404 F 02476 619 272
29. Hastings T 0800 11 1066 F 01424 735 702
30. Winners Direct T 0870 774 9555 F 01392 423 671
31. Tangent T 0800 092 52 38 F 01803 55 13 28
32. Mitchell T 020 7281 9090 F 0207 561 9379
33. Superbikes T 0870 36 66 66 5 F 01934 41 88 66
34. Ashbourne T 08707 425 365 F 08707 425 366
35. Bikerline T 0800 298 8777 F 01484 714 244
36. Bike team T 0870 897 77 33 F 01707 658 762
37. Ride sure T 0800 138 20 30 F 01424 735 702
38. Wheel Power T 0800 583 5832 F 0208 303 8295
39. CM Insurance T 0870 77 43 210 F 01708 446 432
40. Dial Direct T 0800 068 8002 F 02476 257 160
41. CG T 0870 7519 999 F 0870 751 8888
42. Twist Grip T 0800 093 2234 F 0208 303 8295
43. Torview T 0800 195 9551 F 0208 395 8181
44. Pilgrim T 020 7561 7707 F 0207 263 4040
45. Rider Direct T 0870 9000 959 F 0870 420 7573
46. Smart bike T 0845 130 4570 F 01628 605 779
47. Profile T 0800 028 5343 F 01933 410 865
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  #6  
Old 04-Jul-2003, 10:13 AM
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Rattler Rattler is offline
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Nice one Simon....

....is the PC fax s/w a standard Microsoft type product?

Tim
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  #7  
Old 04-Jul-2003, 11:58 AM
Simon_London Simon_London is offline
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HERE\'S THE FORM TO FILL OUT

Below is a link to download the form I fax out.




Click here to download a word document of the insurance application form
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  #8  
Old 04-Jul-2003, 12:04 PM
Simon_London Simon_London is offline
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The Software I use is 'WinFax Pro 10'

It is great because it lets you input all the contact details, then set up a 'Group' which contains all the Fax numbers of the Insurance Companies...

Then all you do is Fax this out in the evening (after 10pm to make sure that they have all left for the night, and cheap rate calls!) as it can take several hours to complete all of the faxes to be sent, and ties up your phone line. This way you won't miss a response from a broker, as you phone line will be free again in the morning!...

Then just sit back and wait... and when the best quote comes in, you already have it digitally on your PC in WinFax, so you buzz it out the next night for them all to beat!


I am sure most other FaxModem Software will do this, I just happen to use WinFaxPro
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  #9  
Old 04-Jul-2003, 12:18 PM
ducatisps ducatisps is offline
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Brilliant

Add the following:

Riders Choice: Fax 0121 382 8384
superbikecover.co.uk: Fax 08704 421852
They also have a good form which could be used as a template as it doesnt have a brokers name on it: http://www.insurancesecurity.co.uk/bikequote.html

Also there are some duplicates from my experience:

Twist Grip & Wheelpower are the same.
Revolution & Dial Direct are the same as Bennetts.
Mitchells and Pilgrim are also linked.
Tangent went bust earlier this year!

Have fun faxing.
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  #10  
Old 04-Jul-2003, 01:03 PM
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Rattler Rattler is offline
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Simon

How much do you reckon you saved doing this?

Tim
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