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  #1  
Old 01-Dec-2005, 03:46 PM
tranquil_rage tranquil_rage is offline
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You said HOW much?!

Well I came to re-insure my Ducati Monster 600 today. I've only just passed my test a year ago but have 3 years no claims. I'm 21 at the moment.

Down south in Southampton where I lived until coming to university I was paying 420 third party only. High but payable. That was with only 2 years no claims and a recent pass on my license.

Now with 3 years no claims and living in Glasgow third party only has shot up to 850! Thats the lowest I could find from a dozen insurers.

Why is third party only effected so much by location? I can see the reasoning behind theft being location based but why this.

Basically I cannot afford to own a bike in Glasgow, which is really going to hurt me in terms of commuting and enjoyment.

Sorry for the rant but this one really ticked me off.
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  #2  
Old 01-Dec-2005, 03:51 PM
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DSC Member antonye antonye is offline
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Have you tried Ducati Insurance? Discount for club members and it's only 25 to join so you could easily save more than your membership cost, many times over!

http://www.ducatiinsurance.co.uk/
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  #3  
Old 01-Dec-2005, 03:57 PM
ScottyB ScottyB is offline
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I second Antonye.

No NCB and a history on my license where points really do make prizes....

TPFT on a 749 dark last year 475!!!

I am in Stirling not far from Glasgow

Give them a call..........
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  #4  
Old 01-Dec-2005, 04:07 PM
tranquil_rage tranquil_rage is offline
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Thanks for the replies guys. I tried Ducati Insurance and they quoted me 724, about a 100 less than the rest but still quite a lot.

I'm going to ring round and try and get it a bit lower by playing them off each other.

Another thought is that I will only be living in this high risk area for 5 months before I move back permanently. Hopefully this will be able to push it a bit lower, if not I'll try and get quotes for a 6 month policy.
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  #5  
Old 01-Dec-2005, 04:35 PM
ST4 ST4 is offline
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I was ringing around for car quotes and i found that TPO was more epxensive than TPFT!! Also fully comp was only about 15% more expensive than TPFT. I think they are trying to get people to buy fully comp insurance by pushing up the prices of the alternatives.
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  #6  
Old 01-Dec-2005, 04:40 PM
tranquil_rage tranquil_rage is offline
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I did try TPFT as well but that was on the wrong side of 1500!
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  #7  
Old 01-Dec-2005, 04:58 PM
ScottyB ScottyB is offline
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Tranquil,

Not strictly legit this but how about leaving the bike registered at your other less expensive address?????

As you say you are only up here for 5 months then why go through the hassle??

If you have to claim god forbid you were up here visiting

Makes sense mate just do it!!!!

You're not a copper are you:P
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  #8  
Old 01-Dec-2005, 05:00 PM
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Try Laxtons Insurance - they were a lot cheaper for me than Ducati Insurance.
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  #9  
Old 01-Dec-2005, 05:01 PM
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H&R for me, cheaper than Ducati Insurance and in Scotland too
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  #10  
Old 01-Dec-2005, 05:28 PM
tranquil_rage tranquil_rage is offline
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BRILLIANT JPM!

You just saved me a bomb!

Third Party from H&R, 500. Nice but still a bit steep.

TPFT from H&R 520, EXCELLENT!

Thanks to everyone whos helped out here.
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