Not having much joy guys!!
Had a couple of reasonable quotes,but when pushed on expected payout, should the worst happen,i would get "market value".I'm confused has to how you work out what "market value" is on a modified,limited edition bike?
I was told that i would get the price of a standard bike,they wouldn't allow any extra for the replacement of any of the extras!!
It seems unfair that the companies load your premium because of the extras,but won't pay out to replace the extras if the worst happens!!
The only company i've found that would give an "agreed value" is Carole Nash,they want photos & receipts to back up my valuation! Thats not a problem,as i can to that,but why don't other companies do that? At the end of the day all i want is a fair price for my bikes if they are lost/distroyed!! I don't mind paying a higher premium to cover my bikes as long as they are covered correctly!!