| I have 3 policys with MCE, 1 covers the 916, TZR250R, TZR250, KSR80, YSR80 and have another for the NC30 with agreed value, and another for the CRM250AR. Funnily enough the CRM250 works out at about £125 a year fire and theft, the NC30 is fully comp with 1000 miles per year (although last year did 30 miles) at £145 a year and agreed value of 4k, the others works out to about £350 fire and theft for the others even although the gag bikes are kept in the living room (next to the TV as you do) and the TZR250R and 916 get well used as the main toys. The NC30 is also in the house (again why the hell not ??)
I do around 6000 per year on the 916 and TZR250R, hadly anything on the others apart from the AR (no time)
I am 34 with 3 x 5 years no claims as a network admin in cheshire and dont commute on them.
Hope that helps | 
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