Ducati Sporting Club UK > General > Idle Chat > Pleaase...a serious question.

[andyb]

What or how would you look to invest £35,000 in todays climate, to give a reasonable monthly return? (sadly not my money)

[Redsps]

to be honest mate, I don't think there is a really good place to invest money into anymore, let alone get a decent monthly return.
get some sound advise from someone who's been trading in the markets etc for a good few years, they will have better idea of whats right for your situation.

cheers
robin

[andyb]

Its the outlaw.shes just coming out of a five year bond jobbie, and where do we go from here...... and i would love to say desmosedici but sensible please...Dickie??

[Mr C]

For me it would have to be Bricks and Mortar, I know £35k wouldnt get you a Garden shed these days. But its a nice Dipper on a Mortgage. I'd say try to pick up a Terrace in a University Town and rent to Students. She will get a Monthly return, Probally not much Net profit but atleast its adding Equity to a Property.

[David Cook]

Andy,

Given the relatively low levels of return from "safe" investments today, I'd be tempted to put a fair slice of that money into Premium Bonds.

Totally secure, easy to withdraw i.e. cash in, and a reasonable chance of a tax-free win that could far exceed High Street returns. Whilst inflation is low you'll see a lot of smart money going that way.

All the best,

David

[psychlist]

Move to a bigger/better house. Prices may be stagnant right now but you're unlikely to ever see another crash in the market. Try to get the bestest home(s) and sell it/them when you retire and move to a little house on a prairie and live happily on the proceeds!

[Melnie Mouse]

yes I agree with psychlist, seems property is the only way to invest with money these days...

[Rattler]

It depends on her view of risk. There is money to be made playing the markets at the moment, just split the money and apportion amounts into areas of lesser or higher risk as meets her risk position.

Bricks and mortar is always sensible but its really a mid to long term view with property these days - and that's just from equity. Rental is a bit hit and miss, once expenses/costs are considered, there's often little monthly return. A good investment vehicle though, if monthly income is a secondary consideration and long time investment is the major factor (inheritance!!!!!).

Tim

[Edited on 4-12-2004 by Rattler]

$$$$$$$$$$$$$$$$$$$$$$$$$$$

Buy 'em now as the dollar will bottom out over the next few weeks. At the mid 1.90s its bound to go back to the 1.50s once the US government arrests the slide. Get some advice as the currency will recover in the New Year.

[doogalman]

We've got 20k in premium bonds, and the return over the year is better than any other schemes we looked at. Even when we had it in off-shore high interest it was stil c$$p.
Have had them for about 5 years now, biggest win was a £500 but it normally works out that we get a dozen or so come up each year.
The limit per individual is now 30K. Worth a try, and you don't risk losing your investment.

Doogalman