you financial boys and girls.......... - Page 2

andyb · 25-Oct-2005, 22:40

u2ud!

madmav · 25-Oct-2005, 22:43

Andy why are you worrying about a few pounds

you have loads to loose yet

Redruth · 25-Oct-2005, 22:49

Fixing is good for people whose income is unpredictable and they are trying to stay within a foreseeable budget. If your mortgage represents a large chunk of your monthly outgoings, and a 1% hike in interest rates could cripple you, I'd recommend fixing.

I fixed for 2 yrs when I bought this house just so that I know what my mortgage will cost and most fixed rates are competitive at the moment. What's more, you'll kick yourself if interest rates escalate during that potential fixed period and you've stuck with the variable rate.

This advertisements is brought to you by 2penneth.com

Henners · 25-Oct-2005, 23:18

MJS · 26-Oct-2005, 09:16

Quote:

Originally posted by andyb

Quote:

Originally posted by Urban996
You need to look at the arrangement fees, any extended tie-ins and the exit fees when you want to change again.

Quote: 'Taking additional fees and costs into consideration, it's unusual for the lowest headline rate to be the cheapest home loan.'

free valuation free legal fees.............its a "special offer"

My other half's looking for a good mortgage at the moment... any chance of sending the details over?

Cheers
Martin

Crunchy · 26-Oct-2005, 10:24

It seems you are not the only one having problems with mortgage's

http://news.bbc.co.uk/1/hi/business/4374892.stm

There's also links that maybe helpful

andyb · 26-Oct-2005, 10:46

Quote:

Originally posted by madmav
Andy why are you worrying about a few pounds

you have loads to loose yet

i resemble that remark............

andyb · 26-Oct-2005, 10:48

Quote:

Originally posted by Redruth
Fixing is good for people whose income is unpredictable and they are trying to stay within a foreseeable budget. If your mortgage represents a large chunk of your monthly outgoings, and a 1% hike in interest rates could cripple you, I'd recommend fixing.

I fixed for 2 yrs when I bought this house just so that I know what my mortgage will cost and most fixed rates are competitive at the moment. What's more, you'll kick yourself if interest rates escalate during that potential fixed period and you've stuck with the variable rate.

This advertisements is brought to you by 2penneth.com

When your on a low income like me every penny counts.........

dickieducati · 26-Oct-2005, 10:51

andy,

surpirsed you know what a mortgage is?

andyb · 26-Oct-2005, 10:53

Quote:

Originally posted by dickieducati
andy,

surpirsed you know what a mortgage is?

I fear i will know what it is for a long time yet.........well until i die really!

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25-Oct-2005, 22:40	#11
andyb Registered Forum User BSB Star Posts: 6,720 Join Date: Feb 2002 Location: northampton Mood: Has change happened...must of missed it! u2ud! Reply

25-Oct-2005, 22:43	#12
madmav Registered Forum User Ducati Corse Bikes: 1098 Posts: 3,060 Join Date: Dec 2003 Location: West Midlands Mood: Chilled Andy why are you worrying about a few pounds you have loads to loose yet Reply

25-Oct-2005, 23:18	#14
Henners Registered Forum User Ducati Corse Posts: 3,338 Join Date: May 2002 Subtle Mav .... Subtle Reply

26-Oct-2005, 10:24	#16
Crunchy Registered Forum User GTL Posts: 414 Join Date: Jul 2003 Location: Germany, but from Southport Mood: I want to come home ::(:but then It seems you are not the only one having problems with mortgage's http://news.bbc.co.uk/1/hi/business/4374892.stm There's also links that maybe helpful Reply

26-Oct-2005, 10:51	#19
dickieducati Registered Forum User BSB Star Posts: 5,018 Join Date: Jun 2003 Location: Chelmsford, Essex Mood: the rain in spain falls mainly on me! andy, surpirsed you know what a mortgage is? Reply