Ducati Sporting Club UK > General > Idle Chat > Insurance...How is that possible?

[kwikbitch]

I didn't do bad...had a quote from stacks of companies...
the lowest fully comp was £622 for both the Duke and the Mito, all have a £200 excess, as opposed to £1100 for just the Duke last year!

GET THIS!...£266, third Party, fire and theft for both bikes AND health expenses and Legal cover, from MCE! £200 excess for the Ducati and £100 for the Mito

Third Party fire and theft for both bikes would have cost me £619 last year.
IT'S A GODDAMN JOKE!

[bradders]

was that your first year riding?? I had the same when I came back after a 5 year lay off - 916 £1300 tpft!! hence went for 748, altho still £650 GULP!

BUT, now I have 996sps, and its about £600 fully comp, or £350 TPFT, thats c1/4 of the first year....me thinks if I stop riding on the road for a time again, I'll insure a ratbag just to keep the history/ncb going!

[kwikbitch]

Yeah...I am told it's because I'm a woman and 'sposed to be safer...GULP!... Cough, cough, cough!
But that much bradders? When you've the experience too!
Mind you I've had the same with the coupe I bought.

Been on a fleet policy for god knows how long...that was bad enough. I'm just glad the bike insurance has come down so much...I would have had to make a choice...Bike Or car?
Would have been a difficult decision...
putting a sidecar on the bike for the kids!!!!

[TP]

The best quote I could get for my insurance a year ago was £1400 (with 6 years NCB but no garage - £1050 with a garage). I renewed today with 7 years NCB (with a garage now) for £689.

It's a big p*sstake!!

[DJ Tera]

I have 4 years NCB and am paying 1300 FC

Still its not garaged, and they know about my forks rims and pipes

[psychlist]

My premium has gone up, was 300'ish last year and the best I've got so far is 550 (comp) through "(Premium) Riders Choice", lost all my NCB but being older than CK helps :P

[kwikbitch]

I think that's not bad, Mr P considering...Give it a year and It will be back to normal...fingers crossed

[psychlist]

His words were "next year it'll drop like a brick"!!
I think he was talking about my insurance premium

[MJS]

Well, after a few calls I've renewed my multi-bike policy. Cracking quote from the Premium Choice lot, but in the end I stayed with The Policy Shop when they matched everything I'd been offered... and I get a £20 bonus for everyone I recommend to them... so come on....!

Cheers
Martin