| As much as I love Ducatis (I have 4) I can't help thinking that you would be better off with a Honda CB500. The CB5 is eminently suited to this sort of use.
I am not saying the M620 won't handle it but, would you really want to subject a lovely new 620 to this sort of treatment? The 620 will be reliable providing it is looked after but, IME no Ducati tolerates abuse well and the chances are (no offence intended) given that you are a complete biking novice, the bike will suffer. A 5 year old £1500 CB5 would be better for you to cut your tetth on, it won't be worth much so you will not lose much through depreciation brought on by the ravages of miles, weather and falling off.
Once you've got some experience under your belt - buy a Monster, keep it for fun & good weather days...still keep using the CB5 for hacking on. | 
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