Registered Forum User
 500SD
 Bikes: 899
     Posts: 609
 Join Date: Jul 2007
 Location: Andover Hampshire
 Mood: Optomistic
  
    
     On the other hand I always pay the extra as when you are involved in an accident and you need someone to fight your corner it is this element that does that not the insurance company who may just rool over and go knock for knock to make their life easy.  I would strongly recommend paying the £25 or so.