| Whilst the Insurers concerned at the time of an accident cannot get out of paying for a third party claim, if you have not told your insurers and the police do and the insurers then say that they consider it a material fact thta you had a non road legal exhaust and that they would not have insured you if they had known then the police may well be able to proceed with a case. You could use the argument above and it would be interesting to see who would win - but as there are no injuries to third parties there are no liabilities they are trying to avoid. If the insurer does void your policy, then I suspect the conviction will stand - the IN10 conviction comes with a nasty fine too. | 
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